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	<title>Gabhart Investments, Inc. &#187; Apartments</title>
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	<link>http://gabhartinvestments.com</link>
	<description>Your Real Estate Investment Firm</description>
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		<title>Due diligence list to use when purchasing an apartment building</title>
		<link>http://gabhartinvestments.com/analyzing-investments/due-diligence-list-to-use-when-purchasing-an-apartment-building/</link>
		<comments>http://gabhartinvestments.com/analyzing-investments/due-diligence-list-to-use-when-purchasing-an-apartment-building/#comments</comments>
		<pubDate>Tue, 30 Aug 2011 14:52:26 +0000</pubDate>
		<dc:creator>Curtis Gabhart</dc:creator>
				<category><![CDATA[Analyzing Investments]]></category>
		<category><![CDATA[Apartments]]></category>
		<category><![CDATA[apartment]]></category>
		<category><![CDATA[Multi-Family]]></category>

		<guid isPermaLink="false">http://gabhartinvestments.com/?p=1736</guid>
		<description><![CDATA[Multi-Family Due Diligence Request List &#160; Here is a list to use that should help you with your due diligence when buying apartment buildings. Below are some of the things to request from the seller of a multifamily property. I decided to post this list because of a comment I received on a previous posting I did [...]]]></description>
		<wfw:commentRss>http://gabhartinvestments.com/analyzing-investments/due-diligence-list-to-use-when-purchasing-an-apartment-building/feed/</wfw:commentRss>
		<slash:comments>3</slash:comments>
		</item>
		<item>
		<title>Stayed at a Holiday in Express and now I am teaching Real Estate Investing</title>
		<link>http://gabhartinvestments.com/analyzing-investments/1308/</link>
		<comments>http://gabhartinvestments.com/analyzing-investments/1308/#comments</comments>
		<pubDate>Sat, 04 Dec 2010 02:46:39 +0000</pubDate>
		<dc:creator>Curtis Gabhart</dc:creator>
				<category><![CDATA[Analyzing Investments]]></category>
		<category><![CDATA[Apartments]]></category>
		<category><![CDATA[apartment]]></category>
		<category><![CDATA[Finding Properties]]></category>
		<category><![CDATA[Funding]]></category>
		<category><![CDATA[multi-famiy]]></category>
		<category><![CDATA[Negotiate]]></category>
		<category><![CDATA[Real Estate Market]]></category>

		<guid isPermaLink="false">http://gabhartinvestments.com/?p=1308</guid>
		<description><![CDATA[Below is an outline of the event I will be putting on tomorrow at the Double Tree in San Diego at hotel circle. Through cliff notes, youtube, wikipedia and staying the night at a holiday inn express really helped me out For those of you who can&#8217;t make it or are unsure what it is [...]]]></description>
		<wfw:commentRss>http://gabhartinvestments.com/analyzing-investments/1308/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Data Collection and Income &amp; Expense Analysis of Apartment Buildings</title>
		<link>http://gabhartinvestments.com/analyzing-investments/data-collection-and-income-expense-analysis-of-apartment-buildings/</link>
		<comments>http://gabhartinvestments.com/analyzing-investments/data-collection-and-income-expense-analysis-of-apartment-buildings/#comments</comments>
		<pubDate>Sun, 28 Nov 2010 19:51:20 +0000</pubDate>
		<dc:creator>Curtis Gabhart</dc:creator>
				<category><![CDATA[Analyzing Investments]]></category>
		<category><![CDATA[Apartments]]></category>
		<category><![CDATA[apartment]]></category>
		<category><![CDATA[Multi-Family]]></category>
		<category><![CDATA[multi-famiy]]></category>
		<category><![CDATA[real estate investments]]></category>
		<category><![CDATA[Tactics]]></category>

		<guid isPermaLink="false">http://gabhartinvestments.com/?p=1264</guid>
		<description><![CDATA[Learning Objectives of this Post on Analyzing Apartment Buildings and Residential Income Properties: Data Collection and Income &#038; Expense Analysis

   1. Identify sources of data
   2. Describe the components of an income &#038; expense sheet
   3. Understand how to arrive at Net Operating Income from Gross Scheduled Income

    The first step to accurately determine the market value of a real estate investment is a solid program of data collection and analysis. Each property will have its own unique considerations

    All should at least begin with]]></description>
		<wfw:commentRss>http://gabhartinvestments.com/analyzing-investments/data-collection-and-income-expense-analysis-of-apartment-buildings/feed/</wfw:commentRss>
		<slash:comments>9</slash:comments>
		</item>
		<item>
		<title>How to Buy &amp; Sell Apartments Workshop &#8211; Commercial Real Estate 101</title>
		<link>http://gabhartinvestments.com/news/how-to-buy-sell-apartments-workshop-commercial-real-estate-101/</link>
		<comments>http://gabhartinvestments.com/news/how-to-buy-sell-apartments-workshop-commercial-real-estate-101/#comments</comments>
		<pubDate>Tue, 23 Nov 2010 00:07:34 +0000</pubDate>
		<dc:creator>Curtis Gabhart</dc:creator>
				<category><![CDATA[Analyzing Investments]]></category>
		<category><![CDATA[Apartments]]></category>
		<category><![CDATA[News]]></category>

		<guid isPermaLink="false">http://gabhartinvestments.com/?p=1180</guid>
		<description><![CDATA[Buy &#38; Sell Apartments San Diego Workshop For Immediate Release: GABHART INVESTMENTS INC. CEO TO TEACH APARTMENT INVESTING WORKSHOP SAN DIEGO, CA (Dec 4, 2010) &#8212; Gabhart Investments Inc. CEO Curtis Gabhart will teach a four-hour interactive workshop named Commercial Real Estate 101 – How to Buy &#38; Sell Apartments on Saturday Dec. 4, 2010 [...]]]></description>
		<wfw:commentRss>http://gabhartinvestments.com/news/how-to-buy-sell-apartments-workshop-commercial-real-estate-101/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Where is the best place to buy Apartment buildings?</title>
		<link>http://gabhartinvestments.com/case_study/where-is-the-best-place-to-buy-apartment-buildings/</link>
		<comments>http://gabhartinvestments.com/case_study/where-is-the-best-place-to-buy-apartment-buildings/#comments</comments>
		<pubDate>Sun, 16 May 2010 15:49:04 +0000</pubDate>
		<dc:creator>Curtis Gabhart</dc:creator>
				<category><![CDATA[Analyzing Investments]]></category>
		<category><![CDATA[Apartments]]></category>
		<category><![CDATA[Case Study]]></category>
		<category><![CDATA[market data]]></category>
		<category><![CDATA[News]]></category>
		<category><![CDATA[Real Estate Market]]></category>
		<category><![CDATA[surveys]]></category>

		<guid isPermaLink="false">http://gabhartinvestments.com/?p=748</guid>
		<description><![CDATA[Ok here is a poll I set up to ask people where you thought the best place to invest in Multi-Family Real Estate including what class, size and a few other simple questions. I created this using google forms. If you are not using google docs and the other free google products like sites, calendar [...]]]></description>
		<wfw:commentRss>http://gabhartinvestments.com/case_study/where-is-the-best-place-to-buy-apartment-buildings/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Apartment Hunting</title>
		<link>http://gabhartinvestments.com/real-estate-diary/apartment-hunting/</link>
		<comments>http://gabhartinvestments.com/real-estate-diary/apartment-hunting/#comments</comments>
		<pubDate>Mon, 10 May 2010 02:32:36 +0000</pubDate>
		<dc:creator>Curtis Gabhart</dc:creator>
				<category><![CDATA[Analyzing Investments]]></category>
		<category><![CDATA[Apartments]]></category>
		<category><![CDATA[Best Practices]]></category>
		<category><![CDATA[Group Investing]]></category>
		<category><![CDATA[Real Estate Diary]]></category>
		<category><![CDATA[Finding Properties]]></category>
		<category><![CDATA[Multi-Family]]></category>
		<category><![CDATA[Tactics]]></category>

		<guid isPermaLink="false">http://gabhartinvestments.com/?p=716</guid>
		<description><![CDATA[You can't plan opportunities but you need to jump at them when they present themselves.

I got a postcard in the mail from an agent out of the area selling a 50+ unit apartment building for what appeared to be a very attractive price.

As mentioned previously in the Blog I really had not been looking for apartment buildings because the returns generated by many of these buildings in San Diego have been disappointing. When Syndicating partnerships there has to be a great enough return to 1) pay the investors an attractive return 2) get compensated yourself based primarily on the performance of the deal.

So in an a typical multi-family deal here is a simple scenario of where the money is made.]]></description>
		<wfw:commentRss>http://gabhartinvestments.com/real-estate-diary/apartment-hunting/feed/</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>New Funds Fuel Investment on Crittenden</title>
		<link>http://gabhartinvestments.com/news/new-funds-fuel-investment-on-crittenden/</link>
		<comments>http://gabhartinvestments.com/news/new-funds-fuel-investment-on-crittenden/#comments</comments>
		<pubDate>Wed, 05 May 2010 13:49:43 +0000</pubDate>
		<dc:creator>Curtis Gabhart</dc:creator>
				<category><![CDATA[Apartments]]></category>
		<category><![CDATA[Group Investing]]></category>
		<category><![CDATA[News]]></category>
		<category><![CDATA[Real Estate Diary]]></category>
		<category><![CDATA[apartment]]></category>
		<category><![CDATA[multi-famiy]]></category>
		<category><![CDATA[Personal]]></category>

		<guid isPermaLink="false">http://gabhartinvestments.com/?p=689</guid>
		<description><![CDATA[About two weeks ago I was contacted by Cindy Tullues the reporter for Crittenden who publishes numerous well respected reports including The Apartment Report TM . Crittenden was interested in reporting on the growing number of small firms like ours who were putting together funds (syndications) and wanted to know what made them tick. I [...]]]></description>
		<wfw:commentRss>http://gabhartinvestments.com/news/new-funds-fuel-investment-on-crittenden/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>**BREAKING 1031 EXCHANGE NEWS!!!**</title>
		<link>http://gabhartinvestments.com/news/breaking-1031-exchange-news/</link>
		<comments>http://gabhartinvestments.com/news/breaking-1031-exchange-news/#comments</comments>
		<pubDate>Tue, 13 Apr 2010 22:07:47 +0000</pubDate>
		<dc:creator>Curtis Gabhart</dc:creator>
				<category><![CDATA[Apartments]]></category>
		<category><![CDATA[News]]></category>
		<category><![CDATA[1031 Exchange]]></category>
		<category><![CDATA[Property Tax]]></category>
		<category><![CDATA[Tactics]]></category>
		<category><![CDATA[Tax]]></category>

		<guid isPermaLink="false">http://gabhartinvestments.com/?p=652</guid>
		<description><![CDATA[I received this email a few days ago from the 1031 exchange company I like. The article below describes some situations where people tried to do a 1031 exchange and turn it into there personal residence incorrectly and because of that not only had to pay the taxes but penalties in addition. Doing it correctly [...]]]></description>
		<wfw:commentRss>http://gabhartinvestments.com/news/breaking-1031-exchange-news/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>CAP Rates (Capitalization Rate)</title>
		<link>http://gabhartinvestments.com/analyzing-investments/599/</link>
		<comments>http://gabhartinvestments.com/analyzing-investments/599/#comments</comments>
		<pubDate>Tue, 23 Mar 2010 16:29:58 +0000</pubDate>
		<dc:creator>Curtis Gabhart</dc:creator>
				<category><![CDATA[Analyzing Investments]]></category>
		<category><![CDATA[Apartments]]></category>

		<guid isPermaLink="false">http://gabhartinvestments.com/?p=599</guid>
		<description><![CDATA[The IRV Formula

This useful formula can be used for three different types of calculations. Whether you are looking find the property value, establish the cap rate or estimate the net operating income. As long as you have two components of the formula you will always be able to calculate the missing component.

We can use the following diagram to help us remember and apply the various techniques. As long as you have 2 out of the 3 pieces you can come up with your answer, and use the indication from the diagram to use the other components for calculating your desired outcome.]]></description>
		<wfw:commentRss>http://gabhartinvestments.com/analyzing-investments/599/feed/</wfw:commentRss>
		<slash:comments>3</slash:comments>
		</item>
		<item>
		<title>Resident (tenant) welcome manual for apartment leasing – part 2</title>
		<link>http://gabhartinvestments.com/articles/resident-tenant-welcome-manual-for-apartment-leasing-part-2/</link>
		<comments>http://gabhartinvestments.com/articles/resident-tenant-welcome-manual-for-apartment-leasing-part-2/#comments</comments>
		<pubDate>Sat, 20 Mar 2010 01:49:57 +0000</pubDate>
		<dc:creator>cgabhart</dc:creator>
				<category><![CDATA[Apartments]]></category>
		<category><![CDATA[Best Practices]]></category>
		<category><![CDATA[Featured Articles]]></category>
		<category><![CDATA[Property Management]]></category>
		<category><![CDATA[Multi-Family]]></category>
		<category><![CDATA[operations]]></category>
		<category><![CDATA[Tactics]]></category>

		<guid isPermaLink="false">http://gabhartinvestments.com/?p=432</guid>
		<description><![CDATA[I  have gotten a lot of request for the rest of the tenant manual that goes along with my lease and here it is the second part to the resident welcome manual post &#38; a copy of the manual. We give this to all of our residents with there lease agreement and other forms like [...]]]></description>
		<wfw:commentRss>http://gabhartinvestments.com/articles/resident-tenant-welcome-manual-for-apartment-leasing-part-2/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>How to hire the right agent to list your apartment building</title>
		<link>http://gabhartinvestments.com/article/how-to-hire-the-right-agent-to-list-your-apartment-building/</link>
		<comments>http://gabhartinvestments.com/article/how-to-hire-the-right-agent-to-list-your-apartment-building/#comments</comments>
		<pubDate>Mon, 22 Feb 2010 23:32:37 +0000</pubDate>
		<dc:creator>cgabhart</dc:creator>
				<category><![CDATA[Apartments]]></category>
		<category><![CDATA[Articles]]></category>
		<category><![CDATA[Best Practices]]></category>
		<category><![CDATA[Featured Articles]]></category>

		<guid isPermaLink="false">http://gabhartinvestments.com/?p=529</guid>
		<description><![CDATA[Learn how to choose a real estate agent that’s right for you?

Choosing the right agent can literally mean the difference between loosing and gaining hundreds of thousands of dollars.  It’s that critical.  That’s why this report has been written – it’s to make sure you have the necessary understanding to make this decision.


In fact there are 5 main reasons why you should read this report:

1. To ensure your choice of an agent is the right one.
2. To reduce the element of risk associated with the decision you have to make.
3. To give you the confidence to strike up a strong and lasting relationship.
4. To understand the 5 fatal problems of real estate and how to avoid them.
5. To give you an idea of how agents charge for their services.

After reading this I hope to convey to you one thing – to be able to make a more informed decision on the choice of a real estate agent. It won’t guarantee the success of the relationship but it will give you the best possible chance of achieving your goals and objectives for your property…]]></description>
		<wfw:commentRss>http://gabhartinvestments.com/article/how-to-hire-the-right-agent-to-list-your-apartment-building/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>So what steps can I take to minimize the risks right now of owning Apartment buildings in San Diego?</title>
		<link>http://gabhartinvestments.com/articles/so-what-steps-can-i-take-to-minimize-the-risks-right-now-of-owning-apartment-buildings-in-san-diego/</link>
		<comments>http://gabhartinvestments.com/articles/so-what-steps-can-i-take-to-minimize-the-risks-right-now-of-owning-apartment-buildings-in-san-diego/#comments</comments>
		<pubDate>Thu, 11 Feb 2010 15:00:56 +0000</pubDate>
		<dc:creator>cgabhart</dc:creator>
				<category><![CDATA[Apartments]]></category>
		<category><![CDATA[Best Practices]]></category>
		<category><![CDATA[Featured Articles]]></category>
		<category><![CDATA[Property Management]]></category>
		<category><![CDATA[Cost Cutting]]></category>
		<category><![CDATA[Multi-Family]]></category>
		<category><![CDATA[Real Estate Market]]></category>
		<category><![CDATA[Tactics]]></category>

		<guid isPermaLink="false">http://gabhartinvestments.com/?p=417</guid>
		<description><![CDATA[A question was poised on www.sdcia.com that I thought would be a good one to address . The question was what steps can I take to minimize my risk of buying and owning apartment buildings right now?

Well here is what I am doing to keep my properties operating effectively.

   1. Tenant retention
          * You've heard the old saying in business it's easier to keep a client than to get a new one. Well your tenants are your clients and unless your grossly under rented you need to retain as high a percentage of possible of your current apartment tenants.
                o Keep a reminder in your calendar 60 days before there lease expiration so you can talk to them about renewing. If they are going to move it's best to find out as soon as possible and also a good idea to find out why. Try to keep them.
          * Either have a nicer product or better rents. ]]></description>
		<wfw:commentRss>http://gabhartinvestments.com/articles/so-what-steps-can-i-take-to-minimize-the-risks-right-now-of-owning-apartment-buildings-in-san-diego/feed/</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>Tenant approval process form</title>
		<link>http://gabhartinvestments.com/property-management/tenant-approval-process-form/</link>
		<comments>http://gabhartinvestments.com/property-management/tenant-approval-process-form/#comments</comments>
		<pubDate>Wed, 10 Feb 2010 15:53:23 +0000</pubDate>
		<dc:creator>Curtis Gabhart</dc:creator>
				<category><![CDATA[Apartments]]></category>
		<category><![CDATA[Property Management]]></category>

		<guid isPermaLink="false">http://gabhartinvestments.com/?p=452</guid>
		<description><![CDATA[Here is a form I created through google docs forms. It is used to help with the rental application process by filling out the questions you then can easily keep track of who has applied to rent and where are they in the rental process. I did this because I have the memory of a [...]]]></description>
		<wfw:commentRss>http://gabhartinvestments.com/property-management/tenant-approval-process-form/feed/</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>San Diego Apartment activity is on upswing – SignOnSanDiego.com</title>
		<link>http://gabhartinvestments.com/article/apartment-activity-is-on-upswing-signonsandiego-com/</link>
		<comments>http://gabhartinvestments.com/article/apartment-activity-is-on-upswing-signonsandiego-com/#comments</comments>
		<pubDate>Mon, 08 Feb 2010 23:55:41 +0000</pubDate>
		<dc:creator>cgabhart</dc:creator>
				<category><![CDATA[Apartments]]></category>
		<category><![CDATA[Articles]]></category>
		<category><![CDATA[News]]></category>
		<category><![CDATA[Economy]]></category>
		<category><![CDATA[Multi-Family]]></category>
		<category><![CDATA[Real Estate Market]]></category>
		<category><![CDATA[San Diego]]></category>

		<guid isPermaLink="false">http://gabhartinvestments.com/?p=409</guid>
		<description><![CDATA[    San Diego County’s apartment market ranks second nationally after Washington, D.C., in its outlook for stability and possible growth in 2010, according to Marcus &#038; Millichap’s annual apartment report covering 44 metro areas. Two other reports came to the same conclusion: San Diego’s rental market is on the way up.

    “With property performance expected to be steady throughout much of the metro area, investment activity will likely pick up this year,” said Kent Williams, regional manager of the real estate investment services firm’s San Diego office.
]]></description>
		<wfw:commentRss>http://gabhartinvestments.com/article/apartment-activity-is-on-upswing-signonsandiego-com/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Tenant Maintenance Addendum – Add this  to your lease aggreements</title>
		<link>http://gabhartinvestments.com/property-management/tenant-maintenance-addendum-add-to-your-lease-aggreements/</link>
		<comments>http://gabhartinvestments.com/property-management/tenant-maintenance-addendum-add-to-your-lease-aggreements/#comments</comments>
		<pubDate>Thu, 28 Jan 2010 02:28:41 +0000</pubDate>
		<dc:creator>cgabhart</dc:creator>
				<category><![CDATA[Apartments]]></category>
		<category><![CDATA[Property Management]]></category>
		<category><![CDATA[Multi-Family]]></category>
		<category><![CDATA[Tactics]]></category>

		<guid isPermaLink="false">http://gabhartinvestments.com/?p=368</guid>
		<description><![CDATA[I am a huge believer in systems and processes. Anything that is going to be done multiple times I want to have a process in place that is documented so it can be done the same way each time. This is also known as Standard Operating Procedures or Policy and Procedures.

These become very helpful when

1 - Certain things may not be done each day and when they come up it will prevent you from having to start all over and try to remember how exactly you did it last time. This is particularly important in things like property management because of the potential liability of omitting certain documents or disclosures to tenants or transactions.

2 - It helps make your business more scale able. If you have these systems documented it is easier to bring someone on if you get busy and they can hit the ground running. It is also good if you have people working for you so that if something were to happen to them you would know how these items were done.

3 - It makes you more efficient and allows you to improve quicker by allowing yourself to see over time how you are or were doing things which makes it easier to build upon previous systems.

4 - You add checklists to everything you do.

As part of our lease agreements with tenants we add an addendum called maintenance instructions. This let's our resident know in advance what is expected of us as the owners and of the tenants and helps reduce questions that frequently come up. This is part of our resident welcome package which incorporates the lease, addendum and a 30 page document on making there stay with us more enjoyable and helping alleviate many misunderstandings that frequently happen between the landlord and the tenant.]]></description>
		<wfw:commentRss>http://gabhartinvestments.com/property-management/tenant-maintenance-addendum-add-to-your-lease-aggreements/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Resident Welcome Manual</title>
		<link>http://gabhartinvestments.com/property-management/marketing/resident-welcome-manual/</link>
		<comments>http://gabhartinvestments.com/property-management/marketing/resident-welcome-manual/#comments</comments>
		<pubDate>Thu, 07 Jan 2010 03:05:02 +0000</pubDate>
		<dc:creator>Curtis Gabhart</dc:creator>
				<category><![CDATA[Apartments]]></category>
		<category><![CDATA[Marketing]]></category>
		<category><![CDATA[Property Management]]></category>
		<category><![CDATA[Real Estate Diary]]></category>
		<category><![CDATA[Multi-Family]]></category>
		<category><![CDATA[Tactics]]></category>

		<guid isPermaLink="false">http://gabhartinvestments.com/?p=298</guid>
		<description><![CDATA[Well I was posting on one of my favorite Real Estate forms www.sdcia.com getting some feedback on the San Diego rental market and some ideas about the best ways people were renting their apartments because all of a sudden I have quite a few vacancies to fill. Until recently it has been pretty turnkey because [...]]]></description>
		<wfw:commentRss>http://gabhartinvestments.com/property-management/marketing/resident-welcome-manual/feed/</wfw:commentRss>
		<slash:comments>9</slash:comments>
		</item>
		<item>
		<title>Negotiating Commercial Real Estate Contracts with your Property Manager</title>
		<link>http://gabhartinvestments.com/article/negotiate-commercial-real-estate-contracts-property-manager/</link>
		<comments>http://gabhartinvestments.com/article/negotiate-commercial-real-estate-contracts-property-manager/#comments</comments>
		<pubDate>Sat, 05 Dec 2009 22:29:20 +0000</pubDate>
		<dc:creator>Curtis Gabhart</dc:creator>
				<category><![CDATA[Apartments]]></category>
		<category><![CDATA[Articles]]></category>
		<category><![CDATA[Negotiate]]></category>
		<category><![CDATA[Property Management]]></category>

		<guid isPermaLink="false">http://gabhartinvestments.com/?p=160</guid>
		<description><![CDATA[Once you have acquired your commercial real estate the next most important thing is to maintain the right relationship with the right Property Manager. This starts with the contract and we have found that many times the contracts are in favor of the Property Manager. I often get replies that these contracts are standard, but [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Statistics say it is Cheaper to Rent than to Own. What do you think?</title>
		<link>http://gabhartinvestments.com/article/rent-property-or-own/</link>
		<comments>http://gabhartinvestments.com/article/rent-property-or-own/#comments</comments>
		<pubDate>Sat, 21 Nov 2009 18:52:40 +0000</pubDate>
		<dc:creator>Curtis Gabhart</dc:creator>
				<category><![CDATA[Apartments]]></category>
		<category><![CDATA[Articles]]></category>
		<category><![CDATA[Finance]]></category>
		<category><![CDATA[Rent vs Own]]></category>

		<guid isPermaLink="false">http://gabhartinvestments.com/?p=39</guid>
		<description><![CDATA[Recent reports state that the average rent on a Class A apartment in San Diego has surpassed the average monthly mortgage payment in a single family home in San Diego County. While two years ago the average mortgage payment on a single family home was about $2,000 more than the average Class A Apartment asking [...]]]></description>
		<wfw:commentRss>http://gabhartinvestments.com/article/rent-property-or-own/feed/</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
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